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Income protection insurance is a crucial component of any successful employee benefits programme. Income protection is designed to provide employees with the peace of mind that they will continue receiving an income in the unfortunate event that they are unable to work long-term due to illness or injury.

The greatest advantage of income protection is that it can save businesses money on sick pay costs and the time and effort spent managing employee absence.

In the event of a claim, benefits will commence after a deferred period of time. Benefits are usually based on a percentage of an employee’s salary.


In addition to lifting the weight off of monthly outgoings, providers also include rehabilitation services to help restore an employee back to health – enabling their return to work.

Employees are further supported by income protection providers who may include the following services: 

  • Employee Assistance Programmes
  • Legal Helplines
  • Second Opinion Services

MEC has expert knowledge in income protection and we can help to source the best-suited cover to meet your unique requirements. Get in touch today to find out how we can support you.

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