Income Protection Insurance

Group Income Protection (GIP), or employee sickness insurance, is an important component of many successful employee benefits programmes. GIP is designed to provide an employee with the peace of mind that they will continue receive an income in the unfortunate event that they are unable to work long-term due to illness or injury.

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The advantage of Group Income Protection to a company is it can save the business money on sick pay costs and time and effort spent managing sickness absence.

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In the event of a claim, benefits, which are normally based on a percentage of an employee’s salary, commence after a deferred period of time.

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In addition to financial support, providers also include rehabilitation services, helping where possible, to restore an employee back to health and enabling their return to work.

Employees are further supported by GIP providers who may include the following services: -

• Employee Assistance Programmes

• Legal Helplines

• Second Opinion Services

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MEC has expert knowledge in Group Income Protection and we will be pleased to source the very best cover to meet your unique requirements.